Real Estate 300

Welcome to the ITV Archive for Real Estate 300 with Pat Hogarty.

Below you will find links for each broadcast. Currently, archived programs are available in Windows Media Player (.wmv) and Flash (.flv) streaming video formats. (Please note that a high speed internet connection is desirable for smooth and consistent playback.)

Program 1  This was the first show for the class and provided an overview of
the course.		 Play Windows Media stream Play in Flash
Program 2 This show provided a brief overview of real estate and included and
overview of the California Department of Real Estate, real
property v.s. personal property and the three basic types of
legal descriptions.		 Play Windows Media stream Play in Flash
Program 3 This show completed the discussion of the three basic types of legal
descriptions. The class discussion then moved on to an overview of
estates, transfers and titles.		 Play Windows Media stream Play in Flash
Program 4 This show continued the discussion of estates, transfers and titles.  Seven
of the basic ways to transfer title were covered including a discussion
of the differences between a Grant Deed and Quitclaim deed. Also,
there was an extensive discussion of the different ways to hold title
to real property.		 Play Windows Media stream Play in Flash
Program 5 This show provided an overview of Landlord and Tenant and discussed
different types of leases and rental agreements. Also, there was
a detailed discussion of the different parts of the lease/rental
agreement which emphasized the importance of real estate professionals
knowing the complete details of the entire agreement.		 Play Windows Media stream Play in Flash
Program 6 This show continued the discussion of Landlord and Tenant and covered
the Tenant Rental Application and different ways a rental contract
can be terminated. Also, there was a detailed discussion of the different
parts of the Property Management Agreement which emphasized the importance
of real estate professionals knowing the complete details of the
entire agreement.		 Play Windows Media stream Play in Flash
Program 7 This show provided an overview of both money type encumbrances i.e
mortgages, mechanic’s leins, taxes, etc. and physical encumbrances
i.e. easements, building restrictions, encroachments, etc.		 Play Windows Media stream Play in Flash
Program 8 This show continued the discussion of both money type encumbrances
i.e mortgages, mechanic’s liens, taxes, etc. and physical encumbrances
i.e. easements, building restrictions, encroachments, etc.		 Play Windows Media stream Play in Flash
Program 9 This show provided an overview of the requirements for obtaining
a real estate salespersons or brokers license.  Topics such
as the difference between the 18 month conditional and four year
renewable license were discussed.		 Play Windows Media stream Play in Flash
Program 10 This show continued the discussion of the requirements of obtaining
a real estate salespersons or brokers license and moved into the
topic continuing education.  There was a discussion of that
agents and brokers can sell businesses as part of their practice.  There
was also a detailed discussion of the California Department of Real
Estate web site and how to use the site to find out information about
applying and scheduling your real estate exam.   Finally,
there was a demonstration of the Sacramento Association of Realtors
and California Association of Realtors web sites.		 Play Windows Media stream Play in Flash
Program 11 This show provided an overview of Agency and Its Responsibility.  There
was a detailed discussion of agent, principal and third party in
a real estate transaction.  Also, there was a discussion of
the different types of listings and a detailed explanation of the
actual listing agreement.		 Play Windows Media stream Play in Flash
Program 12 This show provided a review of the first portion of the course to
help students to prepare for the first midterm exam.  Topic
discussed were Introduction to Real Estate, Estates, Transfers and
Titles, Landlord and Tenant, Encumbrances and Licensing, Education
and Association.		 Play Windows Media stream Play in Flash
Program 13 This show continued the discussion of Agency and Its Responsibility.  The
responsibilities of seller and agent regarding the Real Estate Transfer
Disclosure Statement were discussed.  The importance of the
Independent Contractor Agreement and making sure that the agent reads
and understands the agreement was discussed.  Also, there was
a demonstration of a company web site called CyberView 360 which
provides virtual tours of real estate property listings.  CyberView
360 is a local company serving Sacramento, El Dorado and Placer counties.		 Play Windows Media stream Play in Flash
Program 14 This show provided an overview of the different types contracts used
in real estate and the importance knowing the details of each contract.  The
elements of a contract such as capacity, mutual consent, legality,
consideration and proper writing of the contract.  Also, there
was a brief overview of the Statute of Frauds.		 Play Windows Media stream Play in Flash
Program 15 This show continued the discussion of the Statute of Frauds.  Eight
different ways to discharge a contract were reviewed.  Also,
remedies for a breach of a contract.  There was also a detailed
discussion of the “Residential Purchase Agreement and Joint
Escrow Instructions”.  Finally, there was a discussion
of Purchase Agreement Addendums, Counter Offers, Seller Disclosures
and Option agreements.		 Play Windows Media stream Play in Flash
Program 16 This show provided an overview of Escrow and Title Insurance.  The
sequence of steps in an escrow and who pays for the escrow and title
fees.  Finally, there was a detailed explanation of the Buyer
and Seller Settlement Statement.		 Play Windows Media stream Play in Flash
Program 17 This show continued the discussion Escrow and Title Insurance and
stressed the importance of the real estate agent being present at
the closing escrow appointment.  There was a detailed discussion
of the Preliminary Title Report and the  Statement of Information.  Also,
there was a brief discussion to CLTA and ALTA title insurance policies.  Finally,
there was a discussion of the Real Estate Settlement Procedures Act
(RESPA). 		Play Windows Media stream Play in Flash
Program 18 This show provided an overview of Real Estate Finance and discussed
different types of promissory notes and other types of financial
terms. Also, there was a detailed discussion of the different types
of clauses used in financial instruments.		 Play Windows Media stream Play in Flash
Program 19 This show continued a discussion of real estate financing programs.
The show began with a discussion of interest only loans, loans with
balloon payments, fully amortized loans and adjustable rate loans.  Also,
there was a discussion of mortgages and deeds of trust which serve
as security instruments of real estate loans.		 Play Windows Media stream Play in Flash
Program 20 This show provided an overview of Real Estate Financial Instutions
and discussed economic cycles, The Federal Reserve and how it controls
the money supply and how interest rates affect property values. Also,
there was a discussion of shopping for a loan and the steps required
for a consumer to obtain a real estate loan. Finally, the Real Estate
Settlement Procedures Act (RESPA) and credit scoring were discussed.		 Play Windows Media stream Play in Flash
Program 21 This show continued a discussion of Real Estate Financial Instutions.
The show opened with a discussion of the Uniform Residential Loan
Application and the types of financial information required on the
form.  Next, there was a discussion of the different types of
lenders and the roles they play in the mortgage market.  Finally,
lending corporations and the secondary mortgage market were covered.		 Play Windows Media stream Play in Flash
Program 22 This show provided an overview of the basic concepts of Real Estate
Appraisal and discussed issues like the structure of the appraisal
process, gathering the necessary data and factors that influence
a property appraisal value. Also, there was a discussion of different
types of property lots affect the property’s value.		 Play Windows Media stream Play in Flash
Program 23 This show continued with the discussion of the basic concepts of
Real Estate Appraisal and different types of property lots and how
the shape, location and design affect the property’s value.  Next,
there was a discussion of why real estate professional need to know
the structural components of a home.  Finally, there was a discussion
of The Basic Appraisal Principles e.g. supply and demand, change,
conformity, etc. and how these economic concepts affect a property’s
value.		 Play Windows Media stream Play in Flash
Program 24 This show provided an overview of the three approaches i.e. market,
cost and income to real estate appraisal.  There was a detailed
discussion of the market and cost approach methods used in real estate
appraisal. Also, there was a demonstration of the Marshall & Swift
cost estimating web site.		 Play Windows Media stream Play in Flash
Program 25 This show continued the discussion of the income approach to real
estate appraisal.  Also, there was a review of the educational
and experience requirements for obtaining a real estate appraisal
license.		 Play Windows Media stream Play in Flash
Program 26 This show began with a discussion of Subdivision and Government Control.  Topics
covered included police power, Subdivision Map Act, Subdivided Lands
Act, Public Reports and Common Interest Developments.		 Play Windows Media stream Play in Flash
Program 27 This show continued the discussion of Subdivision and Government
Control.  Topics covered included environmental laws, planning
commission, Master General Plan, zoning, variance, conditional use
permit and fair housing laws.		 Play Windows Media stream Play in Flash
Program 28 This show began with a discussion of Taxation
of Real Estate.  Topics covered Property Taxes, Documentary
Transfer Tax and Special Assessments.		 Play Windows Media stream Play in Flash
Program 29 This show continued the discussion of Taxation of Real Estate.  Topics
covered included Property Tax Sales, Gift and Estate Taxes and Federal
Taxes on the operation and sale of both personal and income producing
investment properties.		 Play Windows Media stream Play in Flash
Program 30 This show began with a discussion of Real Estate Math and the need
for real estate agents to really know how to quickly and accurately
calculate financial and physical measurements for their clients.  There
was also an emphasis on how important it is to easily convey this
information to their clients so they can better make financial decisions.  Topics
covered included area measurement, percentage problems, Huber’s
Pyramid and principle and interest calculations.		 Play Windows Media stream Play in Flash
Program 31 This show continued the discussion of Real Estate Math and worked
thru a series of different types of math problems that students my
encounter both on the Department of Real Estate Examination and in
daily real estate practice.		 Play Windows Media stream Play in Flash
Program 32 This shows guest was Leigh Rutledge
who is the President of the Sacramento Association of Realtors (SAR)
for 2006.  During the show, Leigh discussed her real estate
career, her duties as President of (SAR) and the functions of the
California Association of Realtors and the National Association of
Realtors.  Also, she discussed what her recommendations were
for buyers and sellers in today’s real estate market.

Play Windows Media stream Play in Flash